Commercial Auto Insurance for Delivery Vehicles and Courier Companies

Running a delivery or courier business in Oregon means your vehicles are always on the move delivering packages, meeting tight deadlines, and serving customers across the state. With so much riding on your fleet, having the right commercial auto insurance is essential to keep your operations protected and your business moving forward.

Why Commercial Auto Insurance Matters

Standard auto insurance policies typically don’t cover vehicles used for business purposes. That’s why delivery vehicles and courier companies need specialized commercial auto insurance. This coverage is designed to address the unique risks that come with transporting goods, making frequent stops, and managing multiple drivers.

Without proper coverage, a single accident or loss could disrupt your business, lead to costly repairs, or even result in legal claims.

Key Features of Commercial Auto Insurance for Delivery and Courier Fleets

When choosing commercial auto insurance for your delivery vehicles or courier company, it’s important to consider the following features:

• Liability coverage can financially protect your business if your driver is at fault in an accident that causes injury or property damage.
• Physical damage coverage may cover repairs or replacement if your vehicles are damaged in a collision, by theft, vandalism, or severe weather.
• Uninsured/underinsured motorist coverage may help with costs if your vehicle is hit by an at-fault driver without adequate insurance.
• Hired and non-owned auto coverage may extend protection to vehicles your business rents or employees’ personal vehicles used for deliveries.
• Cargo coverage helps cover the goods you’re transporting in case of damage or loss during transit.

Your broker can recommend additional coverage that may be suitable for your unique operations.

Contact Us

The team at World of Insurance LLC in Medford, OR specializes in helping Oregon-based delivery service providers and courier companies secure the right insurance for their fleets.

Contact us today for a personalized quote or more information.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.