August 7, 2026
AgencyGeneral Liability Claim Mistakes Businesses Commonly Make After an Incident
An incident happens, and suddenly your business is in unfamiliar territory. Whether a customer slips in your store or property damage occurs during a job, how you respond in the hours and days that follow can affect your general liability insurance claim significantly. The team at can help you understand and avoid mistakes that companies might […]
July 29, 2026
AgencyWhat Businesses Should Know About General Liability Insurance
Many businesses face lawsuits or accidents that may cost more than they earn in a year. Without general liability insurance, those costs fall directly on you, including legal defense fees, settlement payments and court judgments. Understanding that exposure is the first step toward financially protecting what you have built. The Financial Risk of Going Without Coverage Operating without general liability insurance leaves your business financially responsible for bodily injury, […]
May 21, 2026
AgencyWhat Contractors Insurance Covers and What It Doesn’t
Contractors insurance is meant to address the risks faced by many businesses in the construction industry. Understanding your policy and identifying potential coverage gaps is essential for your financial protection and professional reputation. What Does Contractors Insurance Cover? While policies can be tailored to your specific needs, policies often include: General liability coverage may help with third-party claims for bodily injury, property damage or personal injury that occur on the job site or as a result […]
April 20, 2026
AgencyTypes of Insurance Every Contractor Should Know
Contractors face a variety of financial risks every day. Having the right insurance coverage is essential for covering your business, meeting state requirements and earning client trust. At , our team can help general contractors, specialty contractors and subcontractors understand and secure the coverage they need. Essential Insurance Coverages for Contractors Here are the seven different insurance types […]
February 14, 2026
AgencyWhat Is the Difference Between Condo and Home Insurance?
Condo and homeowners insurance serve different property types and can include varying terms and features. Knowing how each policy works can help you choose coverage that matches your needs. can explains the key differences to help condo and single-family homeowners in Oregon make informed choices. How Condo Insurance Works Condo insurance, often called an HO-6 policy, is designed for unit owners who share common areas or buildings, but are responsible for insuring the inside […]
January 21, 2026
AgencyHow Can Condo Insurance Help Owners During the Winter?
Oregon winters can be beautiful, but they also bring risks for condo owners. At , we want to help condo owners understand these seasonal hazards and how the right insurance coverage can offer valuable financial protection. What Hazards Do Condo Owners Face in the Winter? Here are some common issues that condo owners have during the winter months: Frozen pipes: Water pipes can freeze and burst, causing significant damage to your unit and […]
November 17, 2025
AgencyWhat Does Commercial Auto Insurance Typically Cover?
Every time a company vehicle hits the road, it faces potential hazards that could affect the entire business. Commercial auto insurance provides Oregon business owners with coverage that can help address these risks. Commercial Auto Insurance Coverage Options Commercial auto insurance covers work-related driving and vehicles, and provides additional coverage beyond what personal auto policies typically include. Here’s what you’ll find in most standard policies: Liability Coverage This is a core component of any […]
October 23, 2025
AgencyCommercial Auto Insurance for Delivery Vehicles and Courier Companies
Running a delivery or courier business in Oregon means your vehicles are always on the move delivering packages, meeting tight deadlines, and serving customers across the state. With so much riding on your fleet, having the right commercial auto insurance is essential to keep your operations protected and your business moving forward. Why Commercial Auto […]
September 20, 2025
AgencyHow Much Commercial Auto Insurance Do You Really Need?
Oregon law requires all vehicles used for business purposes to carry minimum liability insurance. This includes coverage for bodily injury and property damage if you or your employees are at fault in an accident. However, these minimums may not be enough to fully protect your business from costly claims or lawsuits. Key Factors That Influence […]
July 24, 2025
AgencyCan You Use Your U.S. Policy in Mexico for Rental Cars or RVs?
If you’re planning to cross the border into Mexico with a rental car or recreational vehicle (RV), it’s important to understand how your U.S. auto insurance policy applies. Many travelers assume their current policy extends automatically, but coverage across international lines is often limited or excluded altogether. Before you hit the road, it’s worth taking […]