Commercial Auto Insurance for Businesses in Medford, OR
When your business depends on vehicles (whether for deliveries, service calls or transporting materials), accidents, breakdowns or damage can quickly disrupt operations. Commercial auto insurance offers support for vehicle-related losses tied to business use, helping you recover financially and stay on the road.
What a Commercial Auto Insurance Policy Can Include
A commercial auto insurance policy can include the following common coverages to help insure your vehicles, drivers and financial interests:
- Liability coverage may help pay for injuries or property damage caused to others if one of your drivers is at fault in an accident.
- Collision coverage may help cover the cost of repairs or vehicle replacement if your business car is involved in a crash.
- Comprehensive coverage may help with losses due to non-collision incidents, such as fire, theft, vandalism or weather-related damage.
- Medical payments coverage may help cover medical bills for the driver and passengers injured in a covered accident.
- Uninsured/underinsured motorist coverage may help cover expenses if your business vehicle is struck by someone with little or no insurance.
Businesses may also benefit from coverage extensions like hired and non-owned auto liability, roadside assistance, or towing reimbursement, depending on how vehicles are used.
Do You Need Commercial Auto Coverage?
If your business owns vehicles or leases them, commercial coverage may be required. Even using a personal vehicle for deliveries, travel between job sites, or hauling tools can create exposures not covered under a personal auto policy.
Get Help Finding the Right Policy
World of Insurance LLC helps businesses across Medford, OR choose commercial auto insurance tailored to their industry and driving patterns. Contact us today to request a quote or speak with our team about your options.